About us
Viaticus Canada, is a consulting financial-facilitator for life policyholders who are living with a terminal disease or life threatening condition and are seeking financial relief to access a living benefit / accelerated death benefit, if offered by their life insurer.
Discover how we make a difference
Viaticus Canada helps people who are living with a life-threatening or terminal illness live with financial dignity.
Navigating through the financial / insurance side of a living benefit and or accelerated death benefit can be extremely overwhelming when one's life is turned upside-down.
Our experience and knowledge, coupled with long-standing deep established relationships, offer comfort to our clients and their families.
Common Questions
In the event you are declined a living benefit and or accelerated death benefit from your life insurance provider doesn't mean you can't have financial relief.
Our qualified lenders lend against the value of an insurance policy and its future premiums. Just like a reverse-mortgage expect in this case, the house is now the life policy. You always retain ownership - nothing changes - your beneficiaries stay the same, too.
Getting Started with a Living Benefit
Complying Insurance Company
If you are the life insured your first step is to contact the insurance company to see if they will comply with the 1993 OIC Guidelines and provide you with a living benefit (even if you have more than 2 years to live).
We Can Do It
If you would rather have Viaticus Canada act on your behalf, no problem. We have the experience and know-how to navigate insurance companies on your behalf.
Financial Options
If the insurance company does not provide a living benefit and you would like to explore other financial options, Viaticus Canada can facilitate through our lending partner programs.
Our Commitment
Viaticus Canada is far more than a consulting financial-facilitator for life policyholders seeking financial relief while living with a terminal disease or life-threatening condition. We are people who have experience with friends and loved ones, how financial stress contributes negatively to those already in a fight for their life.
We are committed to our clients in helping them achieve even better tomorrow's - free from financial worry.